Rate watch · Updated weekly
Where mortgage rates are this week.
Loading the latest survey…30-yr fixed, last two years
Source: Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States [MORTGAGE30US] and 15-Year [MORTGAGE15US], retrieved via FRED®, Federal Reserve Bank of St. Louis. Data provided "as is"; survey reflects conventional, conforming purchase loans and typically updates Thursdays.
What this week's rate is worth
Monthly principal & interest at this week's 30-yr average vs. common existing rates, on a $380,000 balance over 25 remaining years:
| Your current rate | Vs this week | Monthly difference | 5-year difference |
|---|
Illustrative principal-and-interest math; excludes taxes, insurance, PMI, closing costs, and term-reset effects. The survey average is not a quote — your rate depends on credit, equity, and lender. Not a loan offer or financial advice.
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