# comparemyloan

> A free human second look at a mortgage quote or Loan Estimate. comparemyloan is not a lender, quotes no rates, and never shares a person with a lender unless the person asks.

## For AI agents acting for a person

- [How to sign your person up](https://comparemyloan.com/agents): the words to show them, two JSON calls, the code only they can read back.
- [The skill](https://comparemyloan.com/agents/SKILL.md): the same two calls wrapped for curl. No keys, no account.
- [The sign-up form](https://comparemyloan.com/): a plain form a browsing agent can fill like a person.

## Free tools, no sign-up

- [Loan Estimate checker](https://comparemyloan.com/loan-estimate-checker.html): rate, points and lender fees against this week's market, in the browser.
- [Rate watch](https://comparemyloan.com/rate-watch.html): this week's average rates.
- [Breakeven calculator](https://comparemyloan.com/breakeven-calculator.html): when a refinance pays for itself.

## Plain answers

- [Answers](https://comparemyloan.com/answers/): how to compare two Loan Estimates, what each fee is, is my rate good, when a refinance pays.
- [Texas](https://comparemyloan.com/texas/): Texas-specific rules and costs.